Peach Cobbler Factory Franchise: Real Costs And Fees to Open One

Thinking about bringing warm, Southern-style desserts to your community? Let’s dive deep into the financial requirements and what it really takes to own a Peach Cobbler Factory franchise.

The Peach Cobbler Factory Franchise: A Fast-Growing Dessert Powerhouse

Founded in 2013 by Juan and Tamira Edgerton in Nashville, Tennessee, The Peach Cobbler Factory has become one of America’s fastest-growing dessert chains. The numbers tell a compelling story: 358.3% unit growth in 2023 according to Datassential.

With over 116 locations across 23 states and Washington, D.C., plus 165+ units in development, this isn’t a small-time operation anymore.

Key Peach Cobbler factory Franchise Costs and Fees: What Your Money Actually Buys

The bare minimum to get in the game?

You’ll need $200,000 in liquid cash and a $100,000 net worth to even qualify. But here’s the smart play: don’t go in with just the minimum.

Your total investment of $157,444 to $458,274 covers everything from build-out and equipment to initial inventory and working capital. That $34,950 franchise fee gets you the brand, the training, and access to the support system and more. The wild card? Your location choice.

A 1,000+ sq. ft. traditional storefront in a high-rent market will push you toward that upper limit, while a mobile unit or smaller footprint keeps costs manageable.

---

---

Ongoing Fees

Once your Peach Cobbler Factory is up and running, you’ll pay two recurring fees based on your gross revenues:

Royalty Fee: 6% of gross revenues

This goes directly to the franchisor. It’s your ongoing payment for using the brand, accessing the support system, and tapping into the operational playbook. Every dollar that comes through your register—dine-in, takeout, catering, mobile sales—gets calculated into this 6%. It’s the cost of playing in the Peach Cobbler Factory sandbox.

Marketing Fee: 1% of gross revenues

This funds the brand-level marketing efforts that benefit the entire network. National campaigns, digital advertising, social media presence, promotional materials—all designed to drive customers through your doors. You’re pooling resources with 116+ locations to create marketing muscle no single operator could afford alone.

This is Important for All Aspiring Franchisees

Here’s what separates dreamers from operators: understanding that opening costs are just the beginning.

You need runway money for those first 6-12 months while you build your customer base. Late-night hours mean higher labor costs. Seven-day operations mean you’re burning through supplies constantly. The smart franchisees budget an extra 20-30% beyond their initial investment estimate as cushion.

Finally, third-party financing is available, but lenders want to see you have skin in the game.

Bottom line?

If $200,000 is every penny you have, you’re not ready. If it’s comfortable capital you can deploy while maintaining reserves? Now we’re talking.

The Peach Cobbler Factory Story

In a nutshell, since 2013, The Peach Cobbler Factory franchise has been on a mission to bottle up nostalgia. One warm cobbler at a time.

This isn’t just another dessert shop. It’s a love letter to grandma’s kitchen, where the smell of fresh-baked treats meant you were home.

The Philosophy: Premium Products Meet Southern Hospitality

The founders built this brand on two non-negotiables:

1. Crafting premium desserts that transport you back to childhood
2. Delivering outstanding customer service that makes every visit memorable

That dual commitment—exceptional product quality plus genuine hospitality, creates the franchise’s competitive edge.

Peach Cobbler Factory Franchise Menu: More Than Just Cobblers

Walk into any Peach Cobbler Factory franchise store and you’ll find an indulgent lineup designed to satisfy every sweet craving:

Signature Items:

• Cobblers (the star of the show—warm, fruit-filled perfection)
• Banana Puddings (Southern comfort in a cup)
• Cinnamon Rolls (fresh-baked, generously sized)
• Shakes (including the Instagram-famous Pudd-N Shakes)
• Cookies (including cobbler-stuffed varieties that break all the rules)

The secret ingredient? Every item is prepared with genuine care. Each flavor-filled bite reflects the brand’s commitment to quality over shortcuts.

Why This Matters for Franchisees

This “grandma’s kitchen” positioning isn’t just marketing fluff—it’s your business advantage.

Emotional connection drives repeat customers. When people crave comfort, they come back. When they want to celebrate, they bring friends. When they need a pick-me-up, you’re their destination.

The menu’s diversity also protects your revenue. Not everyone wants cobbler. But everyone wants something sweet. You’ve got options for every mood, every occasion, every customer.

Important: You’re not just selling desserts. You’re selling memories, comfort, and indulgence, wrapped in premium ingredients and genuine service.

That’s potentially a business model with staying power.

Peach Cobbler Factory Franchise: The Investment Breakdown

Let’s cut to the chase. Here’s what opening a Peach Cobbler Factory franchise will cost you:

Core Financial Requirements:

• Total Investment Range: $157,444 – $458,274
• Initial Franchise Fee: $34,950
• Minimum Cash Required: $200,000
• Net Worth Required: $100,000

Notice something interesting? The minimum cash requirement ($200,000) is actually higher than the total investment floor ($157,444). This signals that the company wants franchisees with serious financial cushion beyond just opening costs.

What Drives the Investment Range?

The $300,000+ spread between minimum and maximum investment depends on several factors:

---

Click The Sunglasses For a Low-Cost Franchise Opportunity!

---

• Store size (1,000+ sq. ft. locations vary significantly)
• Geographic location and local market conditions
• Real estate costs in your chosen market
• Build-out complexity
• Whether you’re opening a traditional storefront, mobile unit, or a newer, non-traditional venue (airports, stadiums)

Beyond the Opening Investment: Understanding the Full Picture

The franchise fee of $34,950 is relatively modest compared to other fast-casual concepts. But remember—this is just your entry ticket.

Your total investment covers:

• Store construction and build-out
• Equipment and kitchen setup
• Initial inventory
• Signage and décor
• Opening marketing campaign
• Training expenses
• Working capital for initial operations

Pro tip: That working capital buffer is crucial. You’ll need runway to cover payroll, rent, and supplies while building your customer base.

Financing Your Peach Cobbler Factory Franchise

Good news: The company works with third-party lenders to help qualified candidates secure funding.

With the relatively accessible $100,000 net worth requirement, this franchise is positioned for aspiring franchise business owners who may not have seven-figure bank accounts but have solid financial footing and business acumen.

The Business Model: Nine Revenue Streams

What makes this investment compelling? Diversification.

The Peach Cobbler Factory isn’t just a sit-down dessert shop. You get multiple ways to generate revenue:

• Dine-in service
• Takeout orders
• Catering operations
• Mobile unit sales
• Non-traditional venue operations

This multi-channel approach creates resilience. If foot traffic slows, your catering business might boom. If dine-in drops, takeout can compensate.

What Peach Cobbler Factory Looks For: The Ideal Franchisee Profile

Here’s the reality check: this is not a side hustle.

The Peach Cobbler Factory expects:

• Full-time commitment (7 days a week)
• Late-night operational hours
• Hands-on involvement
• Passion for desserts and customer service

Preferred qualities:

• Multi-unit food service experience (helpful but not required)
• Strong leadership and communication skills
• Community-minded approach
• Coachable attitude
• Team player mentality

No culinary experience required. The model is designed for operational execution, not chef-level baking skills.

The Support System: What You Get for Your Investment

Your franchise fee buys you into a comprehensive support network:

Training Program

• Initial training at Fort Lauderdale, FL headquarters (a fully operational restaurant)
• Staff training programs for your team
• Ongoing one-on-one coaching

Operational Support

• Site selection guidance
• Marketing campaigns (digital and local)
• POS and ordering system integration
• Vendor partnerships for premium ingredients
• Access to 70+ franchisee network for insights

The Four-Step Path to Ownership

1. Pre-Qualification: Submit inquiry, review FDD, complete application
2. Initial Meeting: Deep FDD review, financial verification, visit existing locations, attend Discovery Day in Fort Lauderdale
3. Join PCF: Sign agreements, pay fees via DocuSign
4. Launch: Begin onboarding and open your location

Why Desserts? Why Now?

The dessert category has proven recession-resilient. When budgets tighten, consumers still treat themselves to small indulgences.

The Peach Cobbler Factory capitalizes on:

• Nostalgic, comfort-food appeal
• Instagram-worthy menu items (Pudd-N Shakes, cobbler-stuffed cookies)
• Family-friendly atmosphere
• Strong brand recognition

With 3+ million customers served, the concept has proven market demand.

Is The Peach Cobbler Factory Franchise Right for You?

The Peach Cobbler Factory offers an accessible entry point compared to many fast-casual franchises. The $100,000 net worth requirement is notably lower than competitors demanding $500,000+.

This franchise makes sense if you:

• Have $200,000+ in liquid capital
• Can commit full-time to operations
• Love the dessert/hospitality industry
• Want multiple revenue stream options
• Seek a proven, rapidly growing concept

Think twice if you:

• Want passive income (this requires hands-on management)
• Can’t handle late-night hours
• Lack customer service passion
• Aren’t prepared for seven-day operation

Next Steps: Your Due Diligence Checklist

Before signing anything:

1. Request the Franchise Disclosure Document (FDD) – Read every word
2. Talk to existing franchisees – Ask about actual revenues, challenges, and support quality
3. Visit multiple locations – Experience the operation firsthand
4. Consult professionals – Hire a franchise lawyer and accountant
5. Attend Discovery Day – This Fort Lauderdale visit is essential
6. Validate the market – Research dessert demand in your target location
7. Stress-test your finances – Ensure you can survive 6-12 months of lower-than-projected revenues

My Final Thoughts

The Peach Cobbler Factory franchise represents a unique opportunity in the dessert franchise space.

The combination of relatively low barriers to entry ($100,000 net worth), explosive growth (358.3% unit expansion), and somewhat recession-resistant product positioning creates an intriguing proposition.

But don’t let the warm cobblers and banana pudding cloud your judgment. This is serious business requiring capital, serious time, and serious operational chops.

Do your homework. Crunch the numbers. Talk to franchisees. Then decide if you’re ready to bring Southern comfort to your community.

Remember: The best franchise investment isn’t always the one with the lowest fees—it’s the one that aligns with your skills, finances, and lifestyle goals.

Ready to explore further?

Contact the Peach Cobbler Factory franchise team today.

FAQ’s

(Main image courtesy of Peach Cobbler Factory/Instagram)